The Great Tax Refund Debate: Where Do You Stand?

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SPONSORED BY Do you anticipate a tax refund this year? I don't know what to expect. My husband is self-employed, and his income fluctuates. To counterbalance the uncertainty, I keep my withholdings conservative. Nonetheless, there have been years when we've owed Uncle Sam thousands of dollars (and years when we've been pleasantly surprised to get money back). Needless to say, our annual visit to the accountant involves more suspense than strategy. But plenty of folks are strategic with their refunds. Some like to get more money in their paychecks and less money back at tax time, while others prefer the annual windfall. If getting a refund is your way of enforcing savings habits--and you plunk that money into your IRA instead of buying stuff on Amazon.com--then that's just fine, some experts say. Read more about the great tax refund debate in today's edition.   Best wishes, Elizabeth   P.S. If you got this newsletter from a friend, sign up sign up here for email delivery to make sure you don't miss the next issue. To listen on podcast platforms or smart speakers, click here. TIMELY RETIREMENT NEWS, INSIGHTS, AND ADVICE The Great Tax Refund Debate: Is Getting a Big Check From the IRS Smart or Dumb?   Depends on whom you ask. The Dow Dropped 1,000 Points on Coronavirus Fears. Here's What to Do if You're Worried   Your actions may depend on your investing horizon. Target and Amazon Are Going Head to Head on Household Staple Deals   It's a good time to stock up on brand-name paper towels and more. VIRUS AND SPYWARE PROTECTION FOR YOUR...PHONE? SPONSORED BY Yes! Norton 360 provides powerful layers of protection for all your connected devices and online privacy. Make sure your personal devices and information have protection as you bank, shop and post online. Even on public Wi-Fi.  And now you can get an annual membership for as low as $19.99 your first year.*  *Terms apply Get protected today RETIRE WITH MONEY COMMUNITY INSIGHTS Thank you to all who sent in questions for Suze Orman! I'll ask her them during our chat today and get back to you. Her book, The Ultimate Retirement Guide for 50+ , is out today. It's our Winter/Spring Retire with Money book club selection, and it's packed with helpful information. We'll be discussing later this spring, so you have plenty of time to get a hold of it and give it a good read. RETIREMENT NEWS FROM AROUND THE WEB A Ranking of How State and Local Taxes Vary By State This analysis looks beyond income tax to other ways states generate revenue. USA TODAY Investors Unable to Access Brokerage Accounts As Stocks Fall Customers at Fidelity and other brokerages reported they had difficulty logging into their accounts on Monday. MARKETWATCH Keep Moving, Even Through Cancer Treatment Contrary to popular opinion, exercise is good for many cancer patients. NEXT AVENUE Here's How Much Money You Give Up If You Don't Take Your Company Match  Contribute at least enough to your 401(k) to get that free money. CNBC ABOUT ELIZABETH Elizabeth O'Brien is deputy editor at MONEY. She has covered retirement and health care for nearly a decade. A Brooklyn resident and mom of two boys, she navigates the alphabet soup of Medicare and the New York City subway system with equal ease. You can email her at elizabeth.obrien@money.com and follow her on Twitter at @elizobrien.

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