Cheers, to Brighter Days Ahead

5 financial gifts that will keep growing Starting today, each day will hold a little more light than the last. That's true literally, since yesterday was the winter solstice, and also figuratively. We have a vaccine that offers hope for our country's recovery. We also have a new stimulus package (that admittedly has some heavy lifting to do). So as we celebrate a holiday season that might be quieter than usual, let's look forward to the brighter days that lie ahead. In the meantime, I'm grateful for my family's health, my job, and all of you. Retire with Money is off for the rest of the year. Happy Holidays, and see you in 2021! Best wishes, Elizabeth P.S. If you got this newsletter from a friend, sign up here for email delivery to make sure you don't miss the next issue. To listen on podcast platforms or smart speakers, click here. TIMELY RETIREMENT NEWS, INSIGHTS, AND ADVICE Second Stimulus Checks: What to Know About the $600 Amount, Eligibility, Payment Timeline and More Eligibility criteria are largely the same the as last round. This Small Business Loan Program Is Ending in 9 Days (and There's Still Money Left) The deadline to apply for EIDL is Dec. 31 5 Financial Gifts That Will Teach Kids and Young Adults About Money Bonus? They don't require last-minute shipping charges. RETIRE WITH MONEY COMMUNITY INSIGHTS This week in our Retire with Money Facebook group, members discussed some confusion about a recent email that Money sent out. It came this past Saturday with the subject line, "Has your data been compromised?" Its look and tone were a bit different from our usual emails, which led some folks to wonder whether the message was a scam. I can assure you it wasn't: it introduced a new data tool we created that lets you know if your email has been part of any known data breaches. It's a free tool, plus a partnership with a few cyber security products, which we recommend people consider if they find their data has been compromised. If you end up getting the password manager, for example, we would get credit for that (a commission), but it's totally up to you. The companies we recommend are companies we feel offer something of value. That said, you can enjoy our free content without taking our suggestions! (Many media companies, including The New York Times, make money this way.) We salute those who were skeptical. After all, you can't be too careful these days. And if the email took some folks by surprise, we probably could have done a better job introducing the tool and explaining how it can be helpful. RETIREMENT NEWS FROM AROUND THE WEB Health Care Comes to Assisted Living This type of facility has historically involved more hospitality than health care. NEXT AVENUE The Mysterious Link Between COVID-19 and Sleep Add sleep hygiene to the list of ways to boost your immune system  — and maybe even your vaccine's effectiveness. THE ATLANTIC Average Debt Held by Oldest Households Jumped Nearly 39% Over Last Decade Families headed by someone age 75 or older saw growth in both median housing and median credit card debt, a recent study found. CNBC Column: Six Social Security Fixes That Should Be on Biden's Agenda Next Year From addressing the program's solvency to fixing the glitch that would reduce benefits for today's 60-year-olds, here are the problems to tackle. REUTERS Elizabeth O'Brien is deputy editor at Money. She has covered retirement and health care for nearly a decade. A Brooklyn resident and mom of two boys, she navigates the alphabet soup of Medicare and the New York City subway system with equal ease. You can email her at elizabeth.obrien@money.com and follow her on Twitter at @elizobrien. This newsletter is free because Money earns a commission when you click or make purchases from the links in this email and on our site. We also receive compensation for some of the products and services featured in this message. Offers may be subject to change without notice. Learn more about how we make money. Privacy Policy • Advertise With Us • We're Hiring! You can update your email preferences or unsubscribe by clicking here. Copyright ©2020 Ad Practitioners, LLC. All rights reserved. Metro Office Park Calle 1, Building 7 Suite 204, Guaynabo, 00968 Puerto Rico, USA