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Take control of your finances with a Chime® Checking Account Americans spend roughly 37 billion hours combined each year standing in line, according to a recent survey. That's a long time to wait — even for those with the patience of a saint. But while we’re all hoping for modern solutions to waiting, it seems like long bank lines will be the first to go with online banking apps like Chime. Through a Chime® Checking Account, you can enjoy hassle-free banking and take control of your money. With no monthly fees or minimum balance requirements, Chime offers a truly hassle-free banking experience without long lines. This approach may let you keep more of your hard-earned money where it belongs – in your pocket. If all that wasn’t enough, through Chime, you can also: Get your paycheck up to 2 days early^ with direct deposit Receive real-time transaction alerts regarding your account Set Round Ups⤓, transferred to your savings account every time you make a purchase Pay no overdraft fees on overdrafts up to $200** if eligible Ready to discover a new way of banking? Click below to open your Chime Checking Account today and join millions who have discovered the power of hassle-free banking. Open your Chime Checking Account today. Sincerely, Mike Ayers Executive Editor *Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bamcorp Bank, N.A. or Stride Bank, N.A. Terms and conditions apply. ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ⤓Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account. **Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. You are receiving this email from Money, a third party marketing partner of Chime, not from Chime directly.

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