Practical tech gifts for practical people

As the holidays roll in and pet shelters need a helping hand, you might be eyeing a fluffy addition to your wish list. Pet insurance can sweeten the deal by helping cover surprise vet bills without straining your finances.

View our list to find options with up to 90% reimbursement options and coverage starting at $10 a month.

More from Money

Gold: More than just a cool gift, gold also comes with financial perks for the receiver. Gold IRAs allow you to own gold while enjoying the tax advantages of IRA accounts.

Long-Term Care Insurance: What do you gift to someone who has it all? Peace of mind. Long-term care insurance helps pay for the care your loved ones may need as they age, and many don’t realize they need it until it’s too late.

Mattresses: Never underestimate the importance of a good night’s sleep. These days, you can gift mattresses based on body types, sleeping styles, and all sorts of construction materials.