Sometimes, it's worth spending money for the sake of your sanity. For example, a friend of mine hires a house cleaner less to save time than to spare her and her husband the argument of whose turn it is to scrub the bathroom. Whatever she spends on this regular service seems like a small price to pay for marital harmony. While I don't have a recurring indulgence, I have definitely opted to spend more in certain situations. Last summer, for instance, my family splurged on a business class train pass during our trip to Japan. We did it to ensure we'd get seats during the country's busiest travel season, and our purchase accomplished that and gave us fun memories of traveling in comfort and style. I think it's fine to selectively spend more on things that truly improve your quality of life, or that make a good experience even better. Selectivity is key, of course: most of us can't spend willy nilly without compromising our ability to save for retirement. In today's edition, read about one woman's unapologetic spending to lower her stress.
Best wishes,
Elizabeth
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READER INSIGHTS
Next week we're discussing the first half of our summer Retire with Money book club selection! The book is "The Dumb Things Smart People Do With Their Money" by Jill Schlesinger, and we'll be talking about it all week in our Facebook group. Join us!
I'll also post excerpts here for people not on Facebook.
RETIREMENT NEWS FROM AROUND THE WEB
How to Shave Your Tax Bill — and Your Medicare Costs in Retirement
Use these strategies to manage your income-tax brackets. CNBC
These Dividend Stocks Have Been Big Winners and Hold Even More Appeal If the Fed Lowers Interest Rates
They have long track records of annual dividend increases. MARKETWATCH
Midlife Startup Success: The OperaNuts Story
An older entrepreneur adopted a woman in her 20s as a tech mentor to help her launch a new business. NEXT AVENUE
The American Diet Is Having an Unhealthy Love Affair with Protein
Instead of loading up on a nutrient that most of us eat plenty of, focus on whole foods, portion size and calorie intake. QUARTZ
About Elizabeth
Elizabeth O'Brien is a senior writer at MONEY, covering retirement and health care. You can email her at elizabeth.o'brien@moneymail.com and follow her on Twitter at @elizobrien.
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Sometimes, it's worth spending money for the sake of your sanity. For example, a friend of mine hires a house cleaner less to save time than to spare her and her husband the argument of whose turn it is to scrub the bathroom. Whatever she spends on this regular service seems like a small price to pay for marital harmony. While I don't have a recurring indulgence, I have definitely opted to spend more in certain situations. Last summer, for instance, my family splurged on a business class train pass during our trip to Japan. We did it to ensure we'd get seats during the country's busiest travel season, and our purchase accomplished that and gave us fun memories of traveling in comfort and style. I think it's fine to selectively spend more on things that truly improve your quality of life, or that make a good experience even better. Selectivity is key, of course: most of us can't spend willy nilly without compromising our ability to save for retirement. In today's edition, 
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