Use the Bear Market to Your Advantage

Also: 3 Smart Investing Moves to Make in a Bear Market

͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  June 21, 2022 When things don't go as planned, there's (almost) always a silver lining — even if it's hard to find. If it's raining, at least your grass is getting watered. If your favorite television show gets canceled, you have the chance to find another binge-worthy one from thousands of titles on Netflix and Hulu. And if stocks are in a bear market, your tax bill on a Roth conversion may be lower. Longtime Money contributor Martha C. White recently explained the reason for that last example. When you convert an individual retirement account (IRA) to a Roth IRA, you have to pay taxes on that money. But when your portfolio is down, as many are these days, your tax liability also drops. In other words, if a Roth conversion makes sense for you, this bear market may be an opportune time to take action. — Mallika Mitra, lead investing reporter P.S. If you got this newsletter from a friend, sign up here for email delivery to make sure you don't miss the next issue. Timely Retirement News, Insights, And Advice

Got an IRA? Here's How to Use the Bear Market to Your Advantage And whether or not it actually makes sense for you. READ MORE

3 Smart Investing Moves to Make in a Bear Market Sorry, buying the dip isn't on the list. READ MORE

What the Fed's Massive New Rate Hike Means for Your Money This was the central bank's largest increase since the year "Forrest Gump" was released. READ MORE

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