The Other Winners of Sunday’s Super Bowl

Looking back at Money 50 years ago

͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  February 15, 2022 The Rams weren't the only winners of the Super Bowl on Sunday night. Cryptocurrency firms also had a moment (as did Gen X rappers, but I digress). You couldn't escape the crypto ads, including a 60-second spot that was just a bouncing QR code for the exchange Coinbase. The ad was so popular that it briefly crashed the Coinbase app. Viewers who got through were greeted with the promise of $15 in free Bitcoin when they sign up. With one Bitcoin currently trading at around $44,000, that would make you the proud owner of….0.00034th of a Bitcoin. The ads generated plenty of hype, but keep in mind that more than half of Bitcoin owners are currently in the red, according to a recent study. If you've got crypto FOMO (fear of missing out) and want to dabble judiciously, go right ahead. But leave your retirement savings in low-cost index funds, where it belongs. Please join us in celebrating Money's 50th birthday! Sign up for Money Classic, our new bi-weekly newsletter that dives into our archives for a fun look back through the years. Best wishes,     P.S. If you got this newsletter from a friend, sign up here for email delivery to make sure you don't miss the next issue. Timely Retirement News, Insights and Advice

Why Crypto Ads Won the Super Bowl They caused a surge of interest that crashed one exchange's app. READ MORE

How Inflation-Spooked Traders Plan to Protect Their Portfolios Inflation tops a possible market downturn as a top concern among traders. READ MORE

Money Classic: Inflation and the Case of the Disappearing Cash (1973) Read how we covered the inflation spike of 1973. READ MORE

Reader of the Week

Please welcome our Reader of the Week! Austin Tuttle, 25, lives in Edwardsville, Illinois.

What are you up to these days? I work in the banking industry and am getting my master's in business analytics; I enjoy the problem-solving aspect of my work and learning new things every day. In my free time, I love reading, biking, kayaking and hiking. I also enjoy spending time with my family and friends and volunteering with Big Brothers Big Sisters. I am having fun going back to the movie theater as well — it was tough going without that in 2020! Nice! What's your saving/investing philosophy? I save and invest first, then figure out how much I can spend (not the other way around). Keeping big expenses low is important for me — I live in an affordable apartment, drive a low-cost car, and went to an affordable school so I would not need student loans. I have been maxing out my Roth 401(k) and Roth IRA for the last few years so I can have tax-free income later in life (I recently also started saving with a Health Savings Account), and I primarily invest in diversified, low-cost mutual/index funds to keep my fees low. Smart! Tell us something (or someone) that you're grateful for. I am grateful for my family, friends, and faith, as well as living in a time and place where people have the opportunity to successfully save for retirement. I am thankful for mentors who have shared personal finance advice with me, including recommendations to read books like The Millionaire Next Door and The Intelligent Investor. These same mentors also explained the importance of using savings to give back, and that has become a fulfilling part of my life. Retirement News From Around The Web Warren Buffett Owns 3 of the Top Ways to Make Money in This Market More than two-thirds of the companies in the S&P 500 are down this year, but there are pockets of opportunity. INVESTOR'S BUSINESS DAILY Are Your Bond Holdings Vulnerable in a Rising-Rate Environment? Use the "duration stress test" to find out. MORNINGSTAR What Questions Should I Ask My Doctor Before Orthopedic Surgery? Take charge of your health care with this smart checklist. NEXT AVENUE The Trendy, Cheap Skincare Trick That Is Actually Good (for Most) Your mom was right: Vaseline can do wonders for winter skin. CONSUMER REPORTS Elizabeth O'Brien is deputy editor at Money. She has covered retirement and health care for nearly a decade. A Brooklyn resident and mom of two boys, she navigates the alphabet soup of Medicare and the New York City subway system with equal ease. You can email her at elizabeth.obrien@money.com and follow her on Twitter at @elizobrien.

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