Why Downgrading a Little-Used Credit Card Is Smarter Than Closing It

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October 13, 2023

CREDIT CARDS

Why Downgrading a Little-Used Credit Card Is Smarter Than Closing It

Downgrading may help you avoid a high annual fee while protecting your credit score.

Money Move of the Week

Avoid $$$ home repairs

Big-ticket appliances like HVAC systems, refrigerators and washers and dryers can be protected (and repaired!) under a home warranty. They don't have to be brand new either: You can shop around for a warranty that provides coverage for both the laundry machine you just splurged on and the dusty old dryer sitting next to it. Consider it protection for the systems and equipment you depend on every day.

Plan ahead with Money’s list of best home warranty companies.

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Why Downgrading a Little-Used Credit Card Is Smarter Than Closing It

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