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Changes are coming to how real estate agents make money

Plus, get your gym shorts on!
͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
October 14, 2023 • Issue #113
Money Moves

Happy Saturday!

This week, we’re discussing how a recent legal settlement will affect real estate commissions and a home with courtside seats.

Realtor fees are about to get more transparent
Agent
Getty Images

Ever wonder how your buyer’s agent makes a living? After all, as they’ve consistently emphasized, they’re not charging you a commission to find and buy a home.

Truth is, they get paid alright … just not by the homebuyer. The seller is responsible for paying both agents — that is, the one who sells their home and the one who helps you buy it.

That could change soon, thanks to two class action lawsuits targeting buyer commissions and how some of the major players in real estate advertise agent fees.

According to RealTrends.com, Anywhere Real Estate, the parent company of real estate brokerages Coldwell Banker Realty, Corcoran and Sotheby’s International Realty, recently reached a settlement worth $83.5 million. Another brokerage involved in the lawsuits, RE/Max, reached a $55 million settlement earlier this year.

The controversy over commissions has been brewing over the past few years, fueled by speculation around how much a real estate agent is worth and what they do to earn that fee.

As it stands, the home seller pays a commission of the sales price, typically 6%, which gets split between their agent and the buyer’s agent. This information is normally excluded from home listing sites (though some brokerages, like Redfin, do disclose it). 

Because of this, many buyer’s agents advertise their services as “free” — in other words, they’re not charging their client a commission because they’re getting paid by the seller. But here’s the rub: According to the plaintiffs in the class action lawsuits, this practice of “commission sharing” inflates homebuying costs for everyone.

The defendants in the cases, which include the National Association of Realtors, Keller Williams and HomeServices of America, contend that the practice helps consumers. If you don’t have to pay an agent commission as a homebuyer, you’ll have more cash to spend on a down payment or the home itself. For sellers, the groups say, this increases the pool of potential buyers.

In any case, Anywhere Real Estate decided to settle, and agreed to make sweeping changes to the way its brokerages present fees to customers. Those changes include: 

  • Anywhere-owned brokerages and their affiliated agents cannot claim they offer free buyer’s agent services
  • The commission to be shared with the buyer’s agent has to be included in each active listing
  • Agents can’t sort listings by the amount of commission they’ll make unless their client requests it

The agreement is set to receive preliminary court approval by next month, with final approval coming sometime next year. Other defendants, like NAR and Keller Williams, have yet to reach a settlement. Taken together, the outcome of these trials could radically change the way real estate brokerages do business.

Listing of the week
Exterior
Mike Rostkowski
A home ready to live — and get your hoops — in

From the outside, this might seem like a typical suburban home. But on the inside, it’s a #ballislife paradise.

The front yard features a koi pond and waterfalls as you approach the house. Once inside, the open-concept main living level includes a chef’s kitchen overlooking a sunken living room, a primary suite, a home office and a deck complete with a hot tub. (All furnishings are included, so the baby grand piano is yours to keep.)

Now let’s talk about the full-sized basketball court in the basement. It comes with a gym (and a locker room), a sauna, a billiard room — plus a movie theater for good measure.

The home is located in Oconomowoc, Wisconsin (try saying that five times fast) and is listed by Carole Euringer of First Weber Realtors. You can be the proud owner — and practice getting buckets 24/7 — for $1.2 million.

Collage
Mike Rostkowski

’Til next time,

Leslie

P.S. Have you seen a unique listing on social media I should feature in this newsletter? Or have a question about housing or mortgages you desperately want answered? Let me know on Twitter at @LeslieLCook or via email at leslie@money.com.

P.P.S. Have a friend who loves real estate or is looking for a home of their own? Please forward them this email or send them to the Money Moves subscription page.

Money’s Essential Home Buying Resources: Fall

On the hunt? Check out Money’s Mortgage Calculator, list of The Best Mortgage Lenders and look at the latest mortgage rates.

Thinking of refinancing? Our list of The Best Mortgage Refinance Companies can help. You can also use our Mortgage Refinance Calculator or these refi tips.

Key question: How much house can I afford?

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